Our Programmes
Three programmes, each suited to a different kind of readiness.
From a first careful look at your household finances to building a considered retirement portfolio — each programme has a distinct scope, a clear duration, and an honest description of what it will and won't teach you.
Back to HomeOur Approach
Programmes designed for sustained attention, not information volume.
Each of our programmes follows the same structural logic: begin by naming what you are looking for, spend time with real material, write down what you have noticed, and build toward a clear personal statement of what you now understand.
This rhythm is deliberately slow. We do not try to cover everything a financial adviser knows in six weekends. We try to cover a defined, manageable area of financial understanding in enough depth that you can act on it with confidence.
All sessions are delivered online. Printed materials are sent by post where applicable. One-to-one sessions use video call.
Observe
Each session begins with a named object of attention — a specific section of a document, a specific ratio, a specific question.
Annotate
Participants read the actual document and mark what they notice, what they understand, and what they don't.
Reflect
A short written reflection prompt at the end of each session helps consolidate what was clear and name what remains uncertain.
Conclude
Each programme closes with a participant-written personal statement — of understanding, of questions still held, of decisions made.
Programme 1 · Introductory
Ageing Into Financial Confidence
A short, reflective programme for Malaysian learners in their 40s who would like to build quiet confidence in handling household finances — recognising that confidence is built through small, repeated acts of understanding rather than by reading a single article. The course invites the learner to review their household's current arrangements, ask small questions week by week, and close with a simple written statement of what they now understand.
What you will cover
- Reading your household's current financial statements with a clear eye
- Understanding what you hold and what each account or instrument is doing
- Identifying small, concrete areas for further attention
- Writing a personal statement of financial understanding for your household
- Building a habit of regular, undramatic financial review
Process steps
- 1.Weeks 1–2: Reading your current arrangements
- 2.Weeks 3–4: Asking the small questions — what is this for, how is it performing?
- 3.Week 5: Writing your personal financial confidence statement
Programme Fee
RM 815
Programme 2 · Intermediate
Reading Annual Reports & Fund Fact Sheets
An intermediate programme devoted to the careful reading of two types of document that many Malaysian retail investors receive but rarely open — the annual report of a listed company, and the fund fact sheet of a unit trust or ETF. Uses current publicly available documents as case studies throughout.
What you will cover
- The structure of a Bursa Malaysia annual report and what each section means
- Reading and interpreting the auditor's statement with appropriate scepticism
- Understanding expense ratios, portfolio turnover, and fund fact sheet metrics
- Comparing funds meaningfully across SC-regulated fund types
- What to focus on and what to treat with caution in both document types
Process steps
- 1.Weeks 1–4: Anatomy of an annual report — sections, what to read and why
- 2.Weeks 5–8: Fund fact sheets — types, ratios, comparisons, limitations
- 3.Weeks 9–10: Integration — working with both documents together as an investor
Programme Fee
RM 2,320
Programme 3 · Extended · For learners 45+
Cultivating a Retirement Portfolio
A longer programme on the thoughtful cultivation of a retirement portfolio for Malaysian learners aged 45 and above. Participants complete a written portfolio plan with feedback from a licensed planner over five one-to-one sessions. This programme is the most substantial we offer and requires a genuine commitment of time and attention.
What you will cover
- Asset allocation appropriate to remaining working years and risk capacity
- Constructing a diversified portfolio across Malaysian and international exposures
- The role and mechanics of portfolio rebalancing over time
- Maintaining discipline during periods of market stress
- The transition from accumulation to draw-down — when and how
- Writing a personal portfolio plan reviewed by a licensed planner
Process steps
- 1.Weeks 1–6: Foundations — understanding your current position and time horizon
- 2.Weeks 7–12: Portfolio construction — allocation, diversification, and rebalancing
- 3.Weeks 13–16: Draw-down planning and stress discipline
- 4.Weeks 17–18: Writing and refining your personal portfolio plan with planner feedback
Programme Fee
RM 3,370
Includes all 5 planner sessions
Which Programme?
A side-by-side view to help you decide.
If you are uncertain which programme fits best, this table may help. If it still isn't clear, please write to us — we are happy to discuss your specific situation.
| Confidence RM 815 |
Document Reading RM 2,320 |
Retirement Portfolio RM 3,370 |
|
|---|---|---|---|
| Suitable starting point | No prior knowledge needed | Some financial familiarity helpful | For learners aged 45+ |
| Weekly time commitment | ~2 hours | 3–4 hours | 4–5 hours |
| Printed workbook | |||
| Licensed planner sessions | 5 sessions | ||
| Uses real Bursa/SC documents | |||
| Personal portfolio plan | |||
| Best for… | Building first financial confidence | Understanding investments already held | Structuring retirement planning |
Across All Programmes
Shared standards that apply to everything we do.
Data Security
Participant information is held securely and is never shared with product providers, fund houses, or advertisers.
No Commission Conflicts
Neither Intan Tuah nor any associated planner benefits from recommending financial products to participants.
Annual Updates
Materials are reviewed each year against current SC and EPF regulatory frameworks. What you learn reflects current Malaysian rules.
Small Cohorts
A maximum of 14 participants per intake means questions are answered personally and the programme pace can be adjusted if needed.
Clear Scope
Our programmes are educational, not regulated financial advice. We are consistent and transparent about this distinction in all materials.
Pace Flexibility
If your life requires a pause, we accommodate it. Completion is the measure — not adherence to a fixed calendar.
Not sure which programme to begin with?
Write to us with a brief description of your situation — what you currently know, what you would like to understand better, and how much time you have each week. We will suggest a starting point with no obligation attached.
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